Ireland’s Guide To Money And Living

Student savings

Student savings

By Tiernan Cannon

Being a student can be hard. Those late nights don’t pay for themselves, and sometimes the choice between that last drink of the night or a meal the next day can be a very real and gruelling prospect. However, it doesn’t have to be like this. With a little thought and planning, hardships can be overcome so that you can shoehorn in that drink, feed yourself back to health the next day, and maybe, if you feel like it, go to a lecture.

Prepare your own meals

You’ve finished up on campus for the day and you’re feeling peckish. You’re walking home, past all the lovely-looking restaurants and cafes with rich, enticing aromas wafting out towards you. Resist. Resist the sights and smells and get yourself to a supermarket. Buy your own ingredients, look up a recipe or two online, and soon you’ll be making meals so delicious and cheap that you’ll wonder why you ever darkened the door of a restaurant.

Research your bills

Yes, it’s a bleak way to spend an evening, but it could prove to be extremely effective. Gather your housemates, sit them all down, and get to work researching the various broadband, electricity and gas providers. Log on to some price comparison websites (like Switcher.ie and Bonkers.ie) to make it easier, and do not sign up to the first thing you find!

Free events

You could spend a tenner to get into that nightclub. Or you could go to that other club or pub that has no door charge and is going to be just as fun. Also, keep an ear out for free events – free gigs, free street festivals, free talks, free whatever. They’re out there, and could prove to be just as good as anything you’d ever pay for. For example, the Dublin Event Guide provides a handy, weekly guide to hundreds of free events in Dublin city and the Greater Dublin area.

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When not writing about all things personal finance, You & Your Money's editor Conor Forrest enjoys reading, football and getting lost in an ocean of Wikipedia articles.
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