Ireland’s Guide To Money And Living

Consumer watch

Consumer watch

Rental tips

If you’re heading off on holiday this summer, you might consider renting a car – it could come in useful should you visit a place with poor public transport links, or if you want to explore a little more of your destination. You should, however, enter into a rental agreement with your eyes wide open, writes The Irish Times‘ Conor Pope this week. That includes avoiding any contractual surprises or needless add-ons, shopping around for a better deal and taking the time to check for damage before you head off – you don’t want to fork out for damage repair when the previous occupant was at fault.

Making the most of mortgages

In other news, if you’re planning on buying a home, the Irish Independent has some practical advice on how you can avail of the cheapest mortgage available. Noting that AIB is set to reduce its variable mortgage rate for the fourth time this July, potential customers should come to the table prepared – be aware of your Loan to Value (LTV), first time buyer deposit restrictions, as well as the potential to save by switching banks when you trade up in the housing market.

Recycling waste measure cancelled

Finally, proposed charges that would have seen the introduction of mandatory minimum pay-by-weight charges for green bins have been scrapped. The news comes as Minister for the Environment Simon Coveney welcomed the launch of the Pay by Weight Awareness Campaign, noting that “pay-by-weight charging should provide better value for households who minimize their waste and segregate correctly. It will help Ireland achieve current and future EU recycling and landfill waste targets, and will also result in further job creation, due to the processing of more recyclable and organic waste.”

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Following consultation with the Minister for Communications, Climate Change and Natural Resources, Denis Naughten, Minister Coveney decided to remove the mandatory minimum charge to allow refuse collectors flexibility in charging for recyclable waste on the basis of weight, or to alternatively absorb this cost into their pricing structure. “I will be amending the relevant Statutory Instrument accordingly in the very near future,” he added.

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When not writing about all things personal finance, You & Your Money’s editor Conor Forrest enjoys reading, football and getting lost in an ocean of Wikipedia articles.

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