It’s not easy to be a first-time buyer in this day and age. Stricter lending regulations mean that lenders now look for first-time buyers to be in better financial shape than ever before dishing out a mortgage. The process can be overwhelming for those unused to it, but with pat

Banking from beyond What happens to your money after you die? That’s the somewhat morbid topic tackled in The Irish Times this week by Fiona Reddan, who queries what happens to your bank account, loans and other financial affairs once you shuffle off this mortal coil. “For most

By Tiernan Cannon We’re in February now, so if you’re sticking to your new year’s resolution by keeping fit, kudos. That’s impressive. If you spent January feeling sorry for yourself and constantly pushing your new fitness regime aside, then that’s fine t

By Tiernan Cannon Even in the face of any potential objections to the holiday, for the sake of your relationship you will likely engage in Valentine’s Day next week. You will be expected to express your love for your significant other with cards and gifts, but it needn’t b

You might have noticed that we’re very much in holiday mode here at You & Your Money – it’s not hard to dream of white sand and turquoise waters when the days are cold and dark. Sun holidays can be quite expensive, but thankfully Sun Search Holidays is giving one away 

Spread your wings As most of our features this week focus on holidays and travel abroad, so too should the first of our bargains. That comes courtesy of SecretFlying.com, which is advertising non-stop flights from London to Oakland (just down the road from San Francisco) for £366 (€43

Reasons to quit Faced with a big bill for health insurance? The Irish Independent’s Charlie Weston highlights quitting smoking as one method of savings thousands of euro on health insurance premiums. That’s according to research by Royal London, which recently rebranded fr

By Tiernan Cannon Spring has technically arrived and that means the countdown to summer can begin. Soon we’ll be breaking out the sun cream, shedding all our extra layers and polishing up on our BBQ culinary skills. Well, in theory anyway. In reality, the Irish summer doesn̵